Privacy Policy
Last updated: 23 April 2026
TRUEवित्त.SPACE ("we", "our", or "us") is an independent personal finance resource for Indian professionals. We are committed to protecting your privacy and handling your data with transparency. This Privacy Policy explains what data we collect, why we collect it, and your rights under the Digital Personal Data Protection Act, 2023 (DPDP Act) and the Information Technology Act, 2000 (IT Act).
By using this website, you consent to the practices described in this policy. If you do not agree, please discontinue use of the site.
1. Information We Collect
1.1 Information you do NOT provide
All financial calculations on TRUEवित्त.SPACE (EMI, ROI, Insurance, Tax, Gratuity) are performed entirely in your browser. The numbers you enter — salary, loan amount, investment amounts, income, tax details — are never sent to our servers and are not stored anywhere outside your device.
1.2 Automatically collected data
When you visit the site, we may automatically collect:
- IP address (anonymised where possible)
- Browser type, operating system, and device category
- Pages visited, time spent, and referral source
- Approximate geographic location (city/country level only)
This data is collected via analytics tools (see Section 4) and is used solely to understand how the site is used and to improve it.
1.3 Contact data (if you reach out)
If you contact us via email, we collect your email address and the content of your message to respond to you. We do not add you to any mailing list without your explicit consent.
2. How We Use Your Information
We use the information we collect to:
- Operate and maintain the website
- Analyse usage patterns to improve content and tools
- Respond to queries or feedback you submit
- Detect and prevent technical errors or abuse
- Comply with applicable legal obligations
We do NOT: sell your data to third parties, use your data for targeted advertising, build personal profiles, or share your data with financial product companies.
3. Legal Basis for Processing (DPDP Act 2023)
Under the Digital Personal Data Protection Act, 2023, we process your personal data on the following grounds:
- Consent: For analytics cookies and any optional data collection, where you have given explicit consent.
- Legitimate interest: To operate and improve the website, prevent fraud, and ensure security.
- Legal obligation: To comply with requirements under Indian law (IT Act 2000, GST, etc.).
4. Cookies and Analytics
4.1 Essential cookies
We use minimal essential cookies required to operate the site (e.g., session state). These cannot be opted out of as the site cannot function without them.
4.2 Analytics
We may use privacy-respecting analytics tools to understand site usage. Where third-party analytics (such as Google Analytics or Plausible) are used, they are configured to anonymise IP addresses and not collect personally identifiable information.
You can disable analytics cookies via your browser settings or by using a browser extension that blocks tracking scripts. Your use of the calculators is not affected by opting out of analytics.
4.3 No advertising cookies
We do not run advertising networks or serve behavioural ads. No third-party advertising cookies are placed on this site.
5. Third-Party Services
The website may use the following third-party services. Each has its own Privacy Policy:
| Service | Purpose | Data shared |
|---|---|---|
| Vercel | Website hosting | IP address, request metadata |
| Analytics (if enabled) | Usage statistics | Anonymised IP, pages viewed |
We do not embed social media tracking pixels or share data with financial product companies, banks, or insurance providers.
6. Data Retention
We retain automatically collected analytics data only as long as necessary for the purpose it was collected (typically 12–26 months, depending on the tool used). Contact data (emails) is retained until the query is resolved, then deleted promptly. You may request earlier deletion at any time (see Section 7).
7. Your Rights (DPDP Act 2023)
As a Data Principal under the DPDP Act, 2023, you have the following rights:
- Right to access: Know what personal data we hold about you.
- Right to correction: Request correction of inaccurate data.
- Right to erasure: Request deletion of your personal data, subject to legal retention obligations.
- Right to withdraw consent: Withdraw consent for processing at any time.
- Right to grievance redressal: Raise a complaint with us or with the Data Protection Board of India.
To exercise any of these rights, email us at hello@truevith.space. We will respond within 30 days.
8. Children's Privacy
This website is not directed at children under the age of 18. We do not knowingly collect personal data from minors. If you believe a minor has provided us with personal data, please contact us and we will delete it promptly.
9. Security
We implement reasonable technical and organisational measures to protect your personal data from unauthorised access, disclosure, or loss. The website is served over HTTPS. Calculator data remains client-side and is never transmitted. However, no internet transmission is fully secure and we cannot guarantee absolute security.
10. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the updated policy. We encourage you to review this page periodically.
11. Governing Law
This Privacy Policy is governed by the laws of India, including the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023, and applicable rules thereunder. Any disputes shall be subject to the exclusive jurisdiction of courts in India.
12. Contact Us
For any privacy-related queries, requests, or complaints: