Terms of Use
Last updated: 23 April 2026
Welcome to TRUEवित्त.SPACE. These Terms of Use ("Terms") govern your access to and use of the website located at truevith.space and all associated content, tools, and features (collectively, the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
These Terms are governed by the laws of India, including the Information Technology Act, 2000 and applicable rules.
1. Nature of the Site — Informational Only
TRUEवित्त.SPACE provides free educational content, articles, and financial calculation tools related to personal finance in India.
⚠ Not Financial Advice
Nothing on this Site constitutes financial advice, investment advice, tax advice, insurance advice, or any other regulated financial service. The calculators and content are for informational and educational purposes only. Results from our tools are illustrative estimates and should not be relied upon for actual financial decisions.
Always consult a qualified and registered financial advisor, Chartered Accountant (CA), SEBI-registered investment advisor (RIA), or IRDAI-licensed insurance advisor before making any financial decision. Tax laws and regulations change frequently; verify all figures with official sources or a professional.
2. Accuracy of Information
We strive to keep the content and calculators on TRUEवित्त.SPACE accurate and up to date. However:
- Tax rates, exemption limits, LTCG/STCG rules, RBI guidelines, and IRDAI data referenced on this site are subject to change. Updates may not be reflected immediately.
- Calculator outputs are based on the inputs you provide and built-in assumptions. They are not guarantees of actual returns, tax liability, premium amounts, or loan eligibility.
- We make no representations or warranties, express or implied, about the completeness, accuracy, or reliability of any content on the Site.
3. Permitted Use
You may use the Site for your personal, non-commercial use. You agree NOT to:
- Reproduce, distribute, or commercially exploit any content from this Site without prior written permission.
- Use automated tools (scrapers, bots, crawlers) to extract content or data from the Site in any systematic manner.
- Use the Site for any unlawful purpose or in violation of any applicable Indian or international laws.
- Attempt to gain unauthorised access to any part of the Site, its servers, or related systems.
- Misrepresent outputs from our calculators as professional financial advice when advising others.
- Interfere with or disrupt the Site's infrastructure or security.
Short quotations with proper attribution and a link back to the original page are permitted for non-commercial editorial use.
4. Intellectual Property
All content on TRUEवित्त.SPACE — including text, tool designs, calculation logic, graphics, and the brand name TRUEवित्त.SPACE — is owned by or licensed to us and is protected under applicable intellectual property laws. You acquire no ownership rights by accessing the Site.
The source code of this website is proprietary. Reverse-engineering, decompiling, or copying the calculator logic for commercial use is strictly prohibited.
5. No Financial Product Endorsements
TRUEवित्त.SPACE does not endorse, recommend, or have any commercial relationship with any specific bank, mutual fund, insurance company, broker, or financial product mentioned or referenced on the Site.
References to specific financial products, institutions (e.g. RBI, IRDAI, SEBI, BSE, NSE), interest rates, or tax provisions are included for educational context only. Such references do not constitute an endorsement or recommendation.
We do not receive commissions, referral fees, or any other remuneration from financial product companies in connection with content on this Site.
6. Third-Party Links
The Site may contain links to third-party websites (e.g., RBI, Income Tax Department, IRDAI, SEBI). These links are provided for convenience only. We do not control and are not responsible for the content, privacy practices, or accuracy of third-party sites. Linking to a site does not constitute an endorsement.
7. Limitation of Liability
To the maximum extent permitted by applicable law:
- TRUEवित्त.SPACE and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the Site or its content.
- We are not liable for any financial loss, investment decisions, tax filings, insurance choices, or loan decisions made on the basis of content or calculator outputs from this Site.
- We are not responsible for any downtime, errors, or inaccuracies in the Site caused by technical issues, third-party service interruptions, or events beyond our control.
Your use of the Site is entirely at your own risk. If you are dissatisfied with the Site or these Terms, your sole remedy is to discontinue use.
8. Indemnification
You agree to indemnify and hold harmless TRUEवित्त.SPACE and its operators from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your violation of these Terms, your use of the Site, or your breach of any applicable law.
9. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
10. Disclaimer for Regulatory Compliance
TRUEवित्त.SPACE is not registered with SEBI as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013. It is not registered with IRDAI as an insurance intermediary. It is not a registered AMFI distributor. It does not hold a banking license from the RBI.
This Site does not provide portfolio management services, research analyst services, or credit ratings as defined under applicable SEBI regulations.
All calculator outputs, estimations of tax liability, insurance premiums, loan eligibility, and investment returns are approximations based on simplified models and publicly available information. Actual values may differ significantly.
11. Modifications to the Site and Terms
We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice. We also reserve the right to update these Terms at any time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the Site after any changes constitutes acceptance of the revised Terms.
12. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of India. Any dispute arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the competent courts in India.
We encourage you to first attempt to resolve any dispute by contacting us at hello@truevith.space.
13. Contact
If you have any questions about these Terms, please contact us: