Income Tax Estimator
Compare Old vs New Tax Regime for FY 2025-26 (AY 2026-27).
Taxpayer Profile
Income Type (select all that apply)
Age Group (affects Old Regime slabs)
Income Details (FY 2025-26)
₹
Other Income Heads
Leave at ₹0 if not applicable
₹
₹
Taxed at 12.5% on gains above ₹1.25L — same under both regimes.
₹
Taxed at 20% — same under both regimes.
₹
This is a loss (self-occupied / loan interest exceeds rent)
Eligibility Check
Company director or hold unlisted shares?
Capital gains above ₹1.25L this year?
More than one house property?
Non-resident / NRI?
Foreign assets, RSUs, or foreign income?
F&O trading or intraday trading?
Brought-forward losses from previous years?
Deductions — Old Regime only
₹
₹
₹
₹
₹
Parents are senior citizens (raises 80D limit)
Total deductions claimed₹1,75,000
New Tax RegimeBetter for you
Taxable Income₹11,25,000
Income Tax₹0
Health & Ed. Cess (4%)₹0
Total Tax₹0
Effective rate: 0.0%
Old Tax Regime
Taxable Income₹9,75,000
Income Tax₹1,07,500
Health & Ed. Cess (4%)₹4,300
Total Tax₹1,11,800
Effective rate: 9.3%
New Regime saves you ₹1,11,800 in taxes
Recommended ITR Form
ITR-1Salaried, income ≤ ₹50L, no disqualifiers
Total Tax (New Regime)
₹0
0.0% effective rate
Est. Monthly In-hand
₹1,00,000
After all taxes
Disclaimer: This is an estimate only. Consult an Expert for exact tax computation. Calculations based on standard deduction of ₹75,000 (new) and ₹50,000 (old) for salaried individuals.