EMI Calculator
All-in-one EMI calculator — Personal, Business, Home, Vehicle, and Education loans with smart insights.
Loan Amount
₹
Credit Score
Affects interest rate eligibility
Net Monthly Income
Used for FOIR & max eligible loan
₹
Interest Rate (p.a.)
%
Repayment Tenure
Yrs
Processing Fee
%
18% GST added automatically on fee
Annual EMI Step-up
EMI grows this % each year — saves interest, closes loan early
%
Other EMIs / month
Existing loan obligations — used in FOIR
₹
EMI Breakdown
Monthly EMI
₹--
Principal Amount₹0
Total Interest₹--
Total Payment₹--
Balance Transfer Calculator
Thinking of switching your existing running loan to a bank with a lower rate? Enter the current loan details below.
Outstanding Balance
₹
Remaining Tenure
Yrs
Current Rate (p.a.)
%
New Bank Rate (p.a.)
%
BT Processing Fee
% of outstanding (18% GST auto-added)
%