Down Payment Optimizer
See how different down payment amounts affect your EMI, total interest, and RBI LTV limits — plus the opportunity cost of locking money in bricks.
Down Payment Optimizer
More down payment = lower EMI + interest. But there's an opportunity cost.
Property Value
₹
Down Payment %
Minimum 10–25% depending on loan value
%
Interest Rate
% p.a.
Loan Tenure
years
Opportunity Cost Rate
CAGR if down payment were invested instead
% CAGR
Enter the property value to see down payment analysis.